/* BMG Money — bmgmoneyapp.com | Seed: bmgmoneyapp.com+2026-05-19 */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;600;700;800&family=DM+Sans:wght@300;400;500;600&display=swap');

:root {
  --purple: #7C3AED;
  --purple-dark: #5B21B6;
  --purple-light: #A855F7;
  --indigo: #1E1B4B;
  --indigo-dark: #13112E;
  --coral: #F97316;
  --cyan: #06B6D4;
  --gold: #F59E0B;
  --green: #10B981;
  --bg: #FAF5FF;
  --card: #FFFFFF;
  --border: #EDE9FE;
  --text-dark: #1E1B4B;
  --text-mid: #4C4580;
  --text-light: #FFFFFF;
  --radius: 24px;
  --radius-sm: 14px;
  --shadow: 0 8px 32px rgba(124,58,237,0.12);
  --shadow-hover: 0 16px 48px rgba(124,58,237,0.22);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

html {
  overflow-x: hidden;
}

body {
  font-family: 'DM Sans', sans-serif;
  font-weight: 400;
  background: var(--bg);
  color: var(--text-dark);
  line-height: 1.7;
  overflow-x: hidden;
}

/* ===== SCROLL PROGRESS ===== */
#scroll-progress {
  position: fixed;
  top: 0; left: 0;
  width: 0%;
  height: 4px;
  background: linear-gradient(90deg, var(--purple), var(--coral));
  z-index: 9999;
  transition: width 0.1s linear;
}

/* ===== NAV ===== */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(250,245,255,0.9);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  transition: all 0.3s ease;
}
nav.scrolled {
  padding: 0;
  box-shadow: 0 4px 24px rgba(124,58,237,0.1);
}
.nav-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 24px;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 22px;
  background: linear-gradient(135deg, var(--purple), var(--coral));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  text-decoration: none;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}
.nav-links a {
  font-family: 'DM Sans', sans-serif;
  font-size: 15px;
  font-weight: 500;
  color: var(--text-mid);
  text-decoration: none;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--purple); }
.nav-cta {
  background: linear-gradient(135deg, var(--purple), var(--coral));
  color: white !important;
  padding: 10px 24px;
  border-radius: 50px;
  font-weight: 600 !important;
  transition: transform 0.2s, box-shadow 0.2s !important;
}
.nav-cta:hover {
  transform: scale(1.04);
  box-shadow: 0 6px 20px rgba(124,58,237,0.35) !important;
  color: white !important;
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--purple);
  transition: all 0.3s;
  border-radius: 2px;
}
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ===== HERO ===== */
.hero {
  position: relative;
  background: var(--indigo);
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding: 120px 24px 80px;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.02'/%3E%3C/svg%3E");
  opacity: 0.02;
  pointer-events: none;
}
.blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
}
.blob-1 { width: 500px; height: 500px; background: var(--purple); opacity: 0.15; top: -100px; left: -100px; animation: float1 8s ease-in-out infinite; }
.blob-2 { width: 400px; height: 400px; background: var(--coral); opacity: 0.12; bottom: -80px; right: -80px; animation: float2 11s ease-in-out infinite; }
.blob-3 { width: 300px; height: 300px; background: var(--cyan); opacity: 0.1; top: 40%; left: 50%; animation: float3 14s ease-in-out infinite; }
@keyframes float1 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(30px,-40px) scale(1.05)} }
@keyframes float2 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(-40px,30px) scale(1.08)} }
@keyframes float3 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(20px,40px) scale(0.95)} }

.hero-inner {
  position: relative;
  z-index: 1;
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  width: 100%;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(124,58,237,0.2);
  border: 1px solid rgba(124,58,237,0.4);
  color: var(--purple-light);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 24px;
}
.hero-badge span { width: 8px; height: 8px; background: var(--purple-light); border-radius: 50%; display: inline-block; animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:0.5;transform:scale(0.8)} }

.hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(48px, 6vw, 88px);
  font-weight: 800;
  line-height: 1.05;
  color: white;
  margin-bottom: 24px;
}
.hero h1 .gradient-text {
  background: linear-gradient(135deg, var(--purple-light), var(--coral));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-sub {
  font-size: 18px;
  color: rgba(255,255,255,0.7);
  margin-bottom: 40px;
  max-width: 480px;
}
.hero-sub .typing-cursor {
  display: inline-block;
  width: 2px;
  height: 1em;
  background: var(--coral);
  margin-left: 2px;
  vertical-align: middle;
  animation: blink 1s infinite;
}
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:0} }

.hero-btns {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}
.btn-primary {
  background: linear-gradient(135deg, var(--purple), var(--coral));
  color: white;
  padding: 16px 36px;
  border-radius: 50px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 16px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: transform 0.2s, box-shadow 0.2s;
  position: relative;
  overflow: hidden;
}
.btn-primary:hover {
  transform: scale(1.04);
  box-shadow: 0 8px 32px rgba(124,58,237,0.45);
}
.btn-secondary {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.2);
  color: white;
  padding: 16px 36px;
  border-radius: 50px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 600;
  font-size: 16px;
  text-decoration: none;
  transition: background 0.2s;
}
.btn-secondary:hover { background: rgba(255,255,255,0.14); }

.hero-trust {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.6);
  font-size: 13px;
}
.hero-trust-item .check { color: var(--green); font-size: 16px; }

/* Hero floating card */
.hero-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 28px;
  padding: 32px;
  position: relative;
}
.approved-card {
  background: white;
  border-radius: 20px;
  padding: 20px 28px;
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 24px;
  box-shadow: 0 12px 40px rgba(124,58,237,0.2);
}
.approved-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--green), #059669);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 22px;
  flex-shrink: 0;
}
.approved-text { font-family: 'Plus Jakarta Sans', sans-serif; }
.approved-text .label { font-size: 12px; color: var(--green); font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; }
.approved-text .amount { font-size: 26px; font-weight: 800; color: var(--text-dark); }
.hero-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.hero-stat {
  background: rgba(124,58,237,0.15);
  border: 1px solid rgba(124,58,237,0.2);
  border-radius: 16px;
  padding: 16px;
  text-align: center;
}
.hero-stat .num { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 22px; font-weight: 800; color: white; }
.hero-stat .lbl { font-size: 11px; color: rgba(255,255,255,0.55); margin-top: 2px; }

/* ===== TRUST BAR ===== */
.trust-bar {
  background: var(--indigo-dark);
  padding: 16px 0;
  overflow: hidden;
  border-bottom: 1px solid rgba(124,58,237,0.2);
}
.trust-track {
  display: flex;
  gap: 56px;
  animation: marquee 28s linear infinite;
  white-space: nowrap;
  width: max-content;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.55);
  font-size: 13px;
  font-weight: 500;
  flex-shrink: 0;
}
.trust-item strong { color: rgba(255,255,255,0.85); }
@keyframes marquee { from{transform:translateX(0)} to{transform:translateX(-50%)} }

/* ===== SECTIONS ===== */
section { padding: 100px 24px; }
.container { max-width: 1280px; margin: 0 auto; }

.section-label {
  display: inline-block;
  background: rgba(124,58,237,0.1);
  color: var(--purple);
  border: 1px solid rgba(124,58,237,0.2);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
}
.section-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 800;
  line-height: 1.1;
  color: var(--text-dark);
  margin-bottom: 16px;
}
.section-sub {
  font-size: 18px;
  color: var(--text-mid);
  max-width: 560px;
  margin-bottom: 56px;
}

/* ===== STATS ===== */
.stats-section { background: var(--bg); }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 60px;
}
.stat-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px 28px;
  text-align: center;
  transition: transform 0.3s, box-shadow 0.3s;
  border-top: 4px solid var(--purple);
}
.stat-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-hover); }
.stat-num {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(36px, 4vw, 56px);
  font-weight: 800;
  background: linear-gradient(135deg, var(--purple), var(--coral));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
}
.stat-coral { border-top-color: var(--coral); }
.stat-coral .stat-num { background: linear-gradient(135deg, var(--coral), var(--gold)); -webkit-background-clip: text; background-clip: text; }
.stat-cyan { border-top-color: var(--cyan); }
.stat-cyan .stat-num { background: linear-gradient(135deg, var(--cyan), var(--purple-light)); -webkit-background-clip: text; background-clip: text; }
.stat-green { border-top-color: var(--green); }
.stat-green .stat-num { background: linear-gradient(135deg, var(--green), var(--cyan)); -webkit-background-clip: text; background-clip: text; }
.stat-label { font-size: 15px; color: var(--text-mid); font-weight: 500; margin-top: 8px; }
.stat-underline { width: 40px; height: 3px; background: var(--coral); border-radius: 2px; margin: 12px auto 0; }

/* ===== SEGMENTS ===== */
.segments-section { background: var(--indigo); }
.segments-section .section-title { color: white; }
.segments-section .section-sub { color: rgba(255,255,255,0.6); }
.segments-section .section-label { background: rgba(124,58,237,0.3); color: var(--purple-light); border-color: rgba(124,58,237,0.4); }
.segments-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.segment-card {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 40px 32px;
  transition: transform 0.3s, background 0.3s;
}
.segment-card:hover { transform: translateY(-8px); background: rgba(255,255,255,0.09); }
.segment-icon {
  width: 60px; height: 60px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  margin-bottom: 24px;
}
.icon-purple { background: rgba(124,58,237,0.3); }
.icon-coral { background: rgba(249,115,22,0.3); }
.icon-cyan { background: rgba(6,182,212,0.3); }
.segment-card h3 { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 22px; font-weight: 700; color: white; margin-bottom: 12px; }
.segment-card p { color: rgba(255,255,255,0.6); font-size: 15px; margin-bottom: 24px; }
.segment-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--purple-light);
  font-weight: 600;
  font-size: 14px;
  text-decoration: none;
  transition: gap 0.2s;
}
.segment-link:hover { gap: 12px; }

/* ===== HOW IT WORKS ===== */
.steps-section { background: var(--bg); }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  position: relative;
  margin-top: 60px;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 48px;
  left: 16.67%;
  right: 16.67%;
  height: 2px;
  background: linear-gradient(90deg, var(--purple), var(--coral));
  border-radius: 2px;
  z-index: 0;
}
.step-card { text-align: center; padding: 0 32px; position: relative; z-index: 1; }
.step-num {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--purple), var(--coral));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 20px;
  font-weight: 800;
  color: white;
  margin: 0 auto 28px;
  box-shadow: 0 0 0 6px white, 0 0 0 8px rgba(124,58,237,0.2);
}
.step-card h3 { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 20px; font-weight: 700; color: var(--text-dark); margin-bottom: 12px; }
.step-card p { color: var(--text-mid); font-size: 15px; }

/* ===== CALC SECTION ===== */
.calc-section { background: var(--indigo-dark); }
.calc-section .section-title { color: white; }
.calc-section .section-sub { color: rgba(255,255,255,0.6); }
.calc-section .section-label { background: rgba(249,115,22,0.2); color: #FDBA74; border-color: rgba(249,115,22,0.3); }
.calc-wrapper {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 48px;
  max-width: 800px;
  margin: 0 auto;
}
.calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; margin-bottom: 32px; }
.calc-label { font-size: 14px; font-weight: 600; color: rgba(255,255,255,0.7); margin-bottom: 8px; display: flex; justify-content: space-between; }
.calc-value { color: var(--purple-light); font-weight: 700; }
input[type="range"] {
  -webkit-appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: linear-gradient(90deg, var(--purple) var(--pct, 50%), rgba(255,255,255,0.15) var(--pct, 50%));
  outline: none;
  cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: white;
  box-shadow: 0 0 0 3px var(--purple);
  cursor: pointer;
  transition: box-shadow 0.2s;
}
input[type="range"]::-webkit-slider-thumb:hover { box-shadow: 0 0 0 5px rgba(124,58,237,0.4); }
.calc-results {
  background: rgba(124,58,237,0.15);
  border: 1px solid rgba(124,58,237,0.3);
  border-radius: var(--radius-sm);
  padding: 28px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  text-align: center;
}
.calc-result-item .result-label { font-size: 12px; color: rgba(255,255,255,0.5); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 6px; }
.calc-result-item .result-val { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 28px; font-weight: 800; color: white; }
.calc-result-item .result-val.highlight { background: linear-gradient(135deg, var(--purple-light), var(--coral)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.calc-disclaimer { font-size: 12px; color: rgba(255,255,255,0.35); text-align: center; margin-top: 16px; }

/* ===== TESTIMONIALS ===== */
.reviews-section { background: var(--bg); }
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 56px;
}
.review-card {
  background: white;
  border: 1px solid var(--border);
  border-left: 4px solid var(--purple);
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: transform 0.3s, box-shadow 0.3s;
}
.review-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-hover); }
.review-stars { color: var(--gold); font-size: 16px; margin-bottom: 14px; }
.review-text { font-size: 15px; color: var(--text-mid); margin-bottom: 20px; line-height: 1.7; font-style: italic; }
.review-author { display: flex; align-items: center; gap: 12px; }
.avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 16px;
  color: white;
  flex-shrink: 0;
}
.av-1{background:linear-gradient(135deg,#7C3AED,#A855F7);}
.av-2{background:linear-gradient(135deg,#F97316,#F59E0B);}
.av-3{background:linear-gradient(135deg,#06B6D4,#3B82F6);}
.av-4{background:linear-gradient(135deg,#10B981,#06B6D4);}
.av-5{background:linear-gradient(135deg,#EC4899,#F97316);}
.av-6{background:linear-gradient(135deg,#8B5CF6,#06B6D4);}
.review-name { font-weight: 600; font-size: 14px; color: var(--text-dark); }
.review-role { font-size: 12px; color: var(--text-mid); }

/* ===== COMPARE TABLE ===== */
.compare-section { background: var(--indigo); }
.compare-section .section-title { color: white; }
.compare-section .section-sub { color: rgba(255,255,255,0.6); }
.compare-section .section-label { background: rgba(6,182,212,0.2); color: var(--cyan); border-color: rgba(6,182,212,0.3); }
.compare-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 48px;
  background: rgba(255,255,255,0.04);
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.08);
}
.compare-table th {
  padding: 20px 24px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 15px;
  text-align: left;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.compare-table th:first-child { color: rgba(255,255,255,0.5); }
.compare-table th.highlight-col { background: rgba(124,58,237,0.25); color: var(--purple-light); text-align: center; }
.compare-table th:not(:first-child):not(.highlight-col) { color: rgba(255,255,255,0.5); text-align: center; }
.compare-table td {
  padding: 18px 24px;
  font-size: 14px;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  color: rgba(255,255,255,0.7);
}
.compare-table td.highlight-col { background: rgba(124,58,237,0.12); text-align: center; color: white; font-weight: 600; }
.compare-table td:not(:first-child):not(.highlight-col) { text-align: center; }
.compare-table tr:last-child td { border-bottom: none; }
.check-yes { color: var(--green); font-size: 18px; }
.check-no { color: rgba(255,255,255,0.25); font-size: 18px; }
.check-partial { color: var(--gold); font-size: 18px; }

/* ===== DISCLAIMER ===== */
.disclaimer-box {
  background: rgba(124,58,237,0.06);
  border: 1px solid rgba(124,58,237,0.15);
  border-left: 4px solid var(--purple);
  border-radius: var(--radius-sm);
  padding: 20px 24px;
  margin: 40px 0;
  font-size: 13px;
  color: var(--text-mid);
  line-height: 1.6;
}
.disclaimer-box strong { color: var(--text-dark); }

/* ===== CTA SECTION ===== */
.cta-section {
  background: linear-gradient(135deg, var(--purple-dark) 0%, var(--indigo) 50%, var(--indigo-dark) 100%);
  position: relative;
  overflow: hidden;
  text-align: center;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -200px; left: 50%;
  transform: translateX(-50%);
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(124,58,237,0.3) 0%, transparent 70%);
}
.cta-section .section-title { color: white; }
.cta-section p { color: rgba(255,255,255,0.7); font-size: 18px; max-width: 520px; margin: 0 auto 40px; }
.cta-section .section-label { background: rgba(249,115,22,0.2); color: #FDBA74; border-color: rgba(249,115,22,0.3); }

/* ===== FOOTER ===== */
footer {
  background: var(--indigo-dark);
  padding: 80px 24px 40px;
  border-top: 1px solid rgba(124,58,237,0.2);
}
.footer-grid {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}
.footer-brand p { color: rgba(255,255,255,0.5); font-size: 14px; margin-top: 16px; max-width: 280px; line-height: 1.7; }
.footer-col h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 14px;
  color: white;
  margin-bottom: 20px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { color: rgba(255,255,255,0.5); text-decoration: none; font-size: 14px; transition: color 0.2s; }
.footer-col ul a:hover { color: var(--purple-light); }
.footer-bottom {
  max-width: 1280px;
  margin: 0 auto;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-bottom p { color: rgba(255,255,255,0.35); font-size: 13px; }
.footer-bottom a { color: rgba(255,255,255,0.35); text-decoration: none; }
.footer-bottom a:hover { color: var(--purple-light); }
.footer-disclaimer {
  max-width: 1280px;
  margin: 32px auto 0;
  color: rgba(255,255,255,0.25);
  font-size: 12px;
  line-height: 1.7;
}

/* ===== BACK TO TOP ===== */
#back-to-top {
  position: fixed;
  bottom: 32px; right: 32px;
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--purple), var(--coral));
  border: none;
  border-radius: 50%;
  color: white;
  font-size: 20px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(124,58,237,0.4);
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.3s, transform 0.3s;
  z-index: 999;
  text-decoration: none;
}
#back-to-top.visible { opacity: 1; transform: translateY(0); }

/* ===== FADE UP ===== */
.fade-up {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ===== PILLS ===== */
.pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 600;
}
.pill-purple { background: rgba(124,58,237,0.1); color: var(--purple); }
.pill-coral { background: rgba(249,115,22,0.1); color: var(--coral); }
.pill-green { background: rgba(16,185,129,0.1); color: var(--green); }
.pill-cyan { background: rgba(6,182,212,0.1); color: var(--cyan); }

/* ===== CONTENT PAGES ===== */
.page-hero {
  background: var(--indigo);
  padding: 140px 24px 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(36px, 5vw, 64px);
  font-weight: 800;
  color: white;
  max-width: 900px;
  margin: 0 auto 20px;
}
.page-hero p {
  font-size: 18px;
  color: rgba(255,255,255,0.65);
  max-width: 620px;
  margin: 0 auto 32px;
}
.content-section { background: var(--bg); }
.content-grid {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 56px;
  align-items: start;
}
.content-body h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 28px;
  font-weight: 700;
  color: var(--text-dark);
  margin: 40px 0 16px;
}
.content-body h2:first-child { margin-top: 0; }
.content-body h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin: 28px 0 12px;
}
.content-body p { color: var(--text-mid); margin-bottom: 16px; font-size: 16px; }
.content-body ul, .content-body ol { color: var(--text-mid); padding-left: 24px; margin-bottom: 16px; }
.content-body li { margin-bottom: 8px; font-size: 16px; }
.sidebar-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  position: sticky;
  top: 96px;
  margin-bottom: 24px;
}
.sidebar-card h3 { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 18px; font-weight: 700; color: var(--text-dark); margin-bottom: 16px; }

/* ===== FAQ ===== */
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
  overflow: hidden;
}
.faq-q {
  background: white;
  padding: 20px 24px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 600;
  font-size: 16px;
  color: var(--text-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background 0.2s;
}
.faq-q:hover { background: #F5F0FF; }
.faq-q .icon { transition: transform 0.3s; color: var(--purple); font-size: 20px; }
.faq-q.open { background: #F5F0FF; }
.faq-q.open .icon { transform: rotate(45deg); }
.faq-a {
  background: white;
  padding: 0 24px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s;
  color: var(--text-mid);
  font-size: 15px;
  line-height: 1.8;
}
.faq-a.open { max-height: 400px; padding: 0 24px 20px; }

/* ===== APPLY FORM ===== */
.form-section { background: var(--bg); }
.form-wrapper {
  max-width: 800px;
  margin: 0 auto;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 56px;
}
.form-badges { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 32px; }

/* ===== TABLES ===== */
.data-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 32px;
}
.data-table th {
  background: var(--purple);
  color: white;
  padding: 14px 20px;
  text-align: left;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 600;
  font-size: 14px;
}
.data-table td {
  padding: 14px 20px;
  border-bottom: 1px solid var(--border);
  font-size: 14px;
  color: var(--text-mid);
}
.data-table tr:nth-child(even) td { background: #F5F0FF; }
.data-table tr:hover td { background: #EDE9FE; }

/* ===== RESPONSIVE ===== */

/* Clip decorative blobs to their container */
.hero, .page-hero, #apply-form, section[style*="overflow:hidden"],
section[style*="linear-gradient"], .cta-section {
  overflow: hidden !important;
}

/* Global mobile safety net */
* {
  max-width: 100%;
}

img, video, iframe, table {
  max-width: 100%;
  box-sizing: border-box;
}


/* ===== UTILITY CLASSES (reduce inline styles) ===== */
.text-center { text-align: center; }
.text-purple { color: var(--purple); }
.text-coral  { color: var(--coral); }
.text-green  { color: var(--green); }
.text-mid    { color: var(--text-mid); }
.fw-800      { font-weight: 800; }
.fw-700      { font-weight: 700; }
.section-pad { padding: 80px 24px; }
.section-pad-sm { padding: 56px 24px; }
.card-glass  {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  backdrop-filter: blur(12px);
}
.card-white  {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}
.pill-green  { background: rgba(16,185,129,0.12); color: var(--green); border: 1px solid rgba(16,185,129,0.3); border-radius: 50px; padding: 6px 16px; font-size: 13px; font-weight: 700; }
.pill-purple { background: rgba(124,58,237,0.12); color: var(--purple-light); border: 1px solid rgba(124,58,237,0.3); border-radius: 50px; padding: 6px 16px; font-size: 13px; font-weight: 700; }
.inline-flex-center { display: inline-flex; align-items: center; gap: 8px; }
.grid-2col   { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.grid-3col   { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
@media (max-width: 768px) {
  .grid-2col, .grid-3col { grid-template-columns: 1fr; }
}

@media (max-width: 1024px) {
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .reviews-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .content-grid { grid-template-columns: 1fr; }
  .sidebar-card { position: static; }
}
@media (max-width: 768px) {
  .nav-links { display: none; flex-direction: column; position: absolute; top: 72px; left: 0; right: 0; background: rgba(250,245,255,0.98); backdrop-filter: blur(16px); padding: 24px; gap: 20px; border-bottom: 1px solid var(--border); }
  .nav-links.open { display: flex; }
  .hamburger { display: flex; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-card { display: none; }
  .steps-grid { grid-template-columns: 1fr; gap: 40px; }
  .steps-grid::before { display: none; }
  .segments-grid { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .calc-row { grid-template-columns: 1fr; }
  .calc-results { grid-template-columns: 1fr; }
  .compare-table { font-size: 12px; }
  .compare-table th, .compare-table td { padding: 12px 14px; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero { padding: 100px 24px 60px; }
  section { padding: 72px 24px; }
  .form-wrapper { padding: 32px 24px; }
}
@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr; }
  .hero-btns { flex-direction: column; }
  .btn-primary, .btn-secondary { text-align: center; justify-content: center; }
}

/* ===== BLOG ===== */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
}
.blog-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: transform 0.3s, box-shadow 0.3s;
}
.blog-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-hover); }
.blog-card-img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  background: linear-gradient(135deg, var(--purple-dark), var(--indigo));
}
.blog-card-body { padding: 28px; }
.blog-card-tag { margin-bottom: 12px; }
.blog-card h3 { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 18px; font-weight: 700; color: var(--text-dark); margin-bottom: 10px; line-height: 1.4; }
.blog-card p { font-size: 14px; color: var(--text-mid); margin-bottom: 20px; }
.blog-card-meta { display: flex; align-items: center; gap: 12px; font-size: 12px; color: var(--text-mid); }
.blog-card-link { color: var(--purple); font-weight: 600; text-decoration: none; font-size: 14px; }
.blog-card-link:hover { color: var(--purple-dark); }
@media (max-width: 768px) { .blog-grid { grid-template-columns: 1fr; } }
@media (max-width: 1024px) { .blog-grid { grid-template-columns: repeat(2, 1fr); } }

/* Author bio */
.author-bio {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 24px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin: 40px 0;
}
.author-avatar { width: 56px; height: 56px; border-radius: 50%; flex-shrink: 0; }
.author-info h4 { font-family: 'Plus Jakarta Sans', sans-serif; font-weight: 700; font-size: 16px; color: var(--text-dark); margin-bottom: 4px; }
.author-info p { font-size: 13px; color: var(--text-mid); margin: 0; }